If you’re looking to secure funding to cover care costs NHS Continuing Healthcare Funding could be the most beneficial option for you. Perhaps you’ve searched online for NHS Continuing Healthcare funding questions to get some clarity on what this funding actually is and how it works? Maybe you’ve read up on NHS Continuing Healthcare Funding already but still have some questions? Whatever your situation, our team of funding and medical experts are here to help!
Today, we’ve answered five of the most common NHS Continuing Healthcare Funding questions we get asked to give you a clearer understanding of how this funding works and could benefit you or your loved one.
1. “What funding am I / my mother / my grandfather entitled to?”
Eligibility for funding depends on the applicant. NHS Continuing Healthcare Funding is NOT means tested. What does that mean? Put simply, the eligibility for funding is based on the recipients care needs not what specific condition they may have, or their financial position. The recipient must have a ‘primary health need’. Our medical and funding experts can advise you if they feel you would be eligible
2. “Do we have to sell my parent’s property to fund care costs?”
This is a really common question which we get asked and we find that families are regularly given incorrect or misleading information around this. As mentioned in the first answer, a person’s financial position is not taken in to consideration if they meet the NHS Continuing Healthcare eligibility criteria. It doesn’t matter how much money a person has or whether they own their own property. As long as the applicant has a primary health need they could be eligible for funding to cover the entire cost of care.
3. “Is the funding for a care home only?”
In short, no. Whether you/your loved one receives care in a residential home, nursing home or even your own home – it is not relevant. NHS Continuing Healthcare funding is available to people who meet the eligibility criteria regardless of where they receive their care.
4. “Is NHS Continuing Healthcare Funding the same as Funded Nursing Care?”
No, they are not the same funding. Funded Nursing Care (FNC) is a smaller, weekly payment for those who are in nursing homes but do not meet the criteria required to secure NHS Continuing Healthcare Funding. It’s also sometimes known as Registered Nursing Care Contribution (RNCC). The funding covers care received from a Registered Nurse and is paid directly to the care home. You should be assessed for NHS Continuing Healthcare before you’re assessed for Funded Nursing Care.
5.“We’ve been turned down for funding before. What can we do?”
If you’ve applied for NHS Continuing Healthcare Funding before and been unsuccessful, you should considering appealing this decision – especially if the recipients circumstances or condition have changed! There’s a lot of work that goes in to a funding appeal, but our team of medical and funding experts are on hand to guide you through the entire process. You can read more about our four-step disputed claims process here.
Hopefully this blog post has helped answer a couple of the NHS Continuing Healthcare Funding questions you may have, but I’m sure you’ll have more so please do give one of our funding and medical experts a call. They’ll not only answer any queries you have but they can see if you’re eligible and support you through the entire process from day one!
Contact us today on 0844 248 3254 to see how we can help you cover 100% of care fees.