What are Care Home Top Up Fees?
The council and local authority have a duty of care to provide you with the minimum of one choice of care home that is suited to your individual care needs and that is affordable for you.
If you prefer a different care home, a more expensive one, over the choice offered to you, you should still be able to move there if someone is willing to help pay the differences in cost, in limited circumstances you may be able to pay your own care home top up fees but commonly it is paid by a third party, this could possibly be a friend, a relative or even a charity run organisation.
The most important thing to remember is that you should only need to arrange care home top up fees, if you are choosing to move to a more expensive care home than the choices offered by the council based on your personal budget, estimated to meet your assessed individual care needs.
Care Home Top Up Fees – Who Pays for What?
If the care home you have chosen costs more than the council is willing to fund, you may need to arrange care home top up fees. In order to do so, the council must first be able to prove that there are other care homes nearby, with places available and that can meet your care needs, within your personal budget. Only then will you need to arrange care home top up fees to be able to move into your chosen care home.
Care home top up fees are usually paid by a third party but as of April 2020, this is likely to change, meaning more individuals will be able to pay care home top up fees themselves. But why pay for healthcare costs at all? Many people are still unaware that they could be eligible to receive NHS funding covering continuing care costs in full.
Avoid Care Home Top Up Fees Completely with Continuing Healthcare Direct
Avoid paying for care home top up fees or any type of care cost at all! Contact one of our funding experts at Continuing Healthcare Direct today and let us help you find out if you are one of thousands of people entitled to receive free continuing healthcare!
If you are aged 18 years or over and are a UK resident with assessed primary healthcare needs, you should fit the criteria and be eligible to receive funding covering all of your healthcare needs and costs in full. To find out if you or a loved one are eligible, call us on 0844 248 3254 and speak to one of our professional team to start your assessment today or complete our FREE online assessment and we will contact you.